Good news for you all now under the terms of the Fair and Accurate Credit Transactions Act, passed last year, and amid growing concerns over privacy and disclosure of sensitive financial data, the three leading credit reporting agencies must provide consumers with a free summary once a year (gee only once?) of all credit information on file for that person.
Those agencies--Equifax, Experian and TransUnion--have launched AnnualCreditReport.com to streamline the process of obtaining reports. For security reasons, people can only access the Web site directly, not through a referred link.
Consumers using the site fill out an online form with a Social Security number, followed by answers to several personal questions, such as the balance on a certain credit card, meant to verify the respondent's identity.
Posted by Muddy at December 1, 2004 10:00 PM | TrackBack